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Standard Bank Offshore
29/9/2025
⌛️
⚖️ Compliance & Risk Management
🕒 Full-Time
🟫 Executive
Financial Services
201+ people

Job Description

Lead the Credit Risk function for a designated Business Unit (BU) in a Tier II country, ensuring effective credit risk management across the entire credit lifecycle. Implement the BU's credit strategy in alignment with country-level credit objectives, risk appetite, and regulatory requirements, while supporting sustainable business growth and maintaining a high-quality credit portfolio.

Outputs:

  • Monitor and analyse the external environment (including economic, regulatory, and industry factors) in the Tier 2 Africa Regions country to identify emerging credit risks and support the Business Unit's strategies.
  • Implement a comprehensive Credit Risk Management framework for the Business Unit, aligned with the organisation's overall risk appetite and strategic objectives.
  • Conduct regular portfolio reviews to identify trends, concentrations, and potential vulnerabilities, implementing corrective actions as directed.
  • Monitor key performance indicators (KPIs) to track portfolio performance, identify emerging risks, and assess the effectiveness of credit risk controls across the entire credit risk lifecycle.
  • Maintain and implement BU-specific credit policies and procedures, ensuring alignment with country-level standards and regulatory requirements, allowing local adaption for compliance, regulatory, legal and market needs.

Requirements

Behavioural Competencies:

  • Challenging Ideas
  • Convincing People
  • Developing Expertise
  • Developing Strategies
  • Directing People
  • Embracing Change
  • Empowering Individuals
  • Exploring Possibilities
  • Making Decisions
  • Providing Insights
  • Upholding Standards
  • Valuing Individuals

Technical Competencies:

  • Economic Capital Management
  • Evaluating Risk Management Effectiveness
  • Financial Acumen
  • Promote Good Governance, Risk & Control
  • Quality Management
  • Risk Acceptance
  • Risk Awareness
  • Risk Identification
  • Risk Management
  • Risk Measurement
  • Risk Reporting
  • Risk Response Strategy
  • Risk/ Reward Thinking
  • Root Cause Analysis

Experience

  • Chief Risk Officer, Risk & Corporate Affairs, 8-10 years
  • This role requires a seasoned leader and expert in Risk management with extensive knowledge of the entire credit lifecyle. Regulatory environment savvy, a proven track record in large scale and high-level leadership and capable of influencing seasoned stakeholders. Experience in managing credit origination (both intuitive and automated) and credit operations and managing effective stakeholder relationships to drive the achievement of business strategy.

Education & Qualifications

Type of Qualification:  Business Commerce, Finance and Accounting, Generic Management, Risk Management

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💰 Financial Services
👥 201+ people
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Standard Bank Offshore is the partner of choice for individuals and businesses across Africa and beyond looking for seamless offshore banking solutions, from day-to-day banking to bespoke individual wealth and corporate solutions.

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Paid Volunteer Time
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Social Events
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Professional Qualifications
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Mental Health Support
Flexible Working
👪
Life Assurance
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Private Healthcare
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Annual Leave
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Pension
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Bonus Scheme
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Travel Insurance
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Perks & Benefits

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Paid Volunteer Time

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Social Events

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Professional Qualifications

66549a324c5404d6ecd1a247_UqTVhVIZuc8Tdxn1tyhWBGNOWriNv22HNT1w1hQmHXA.png

Mental Health Support

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Flexible Working

66549a3aa0764abe20b8c5b8_2SWZXlhDfpbbj9Zau9RVyunNG0lLTXUmhQ0arPjnaL4.png

Life Assurance

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Private Healthcare

66549a3baf1ee7d2f004d461_iTR5tEWln4wrHIIku42AtE5JOQ0rZZtQt3R6ilB_z7Y.png

Annual Leave

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Pension

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Bonus Scheme

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Travel Insurance

Note: The perks and benefits displayed provide a general overview of what this employer offers. Specific details regarding each perk, including eligibility and terms, will be provided directly by the employer during the application and interview process.

Hiring Process

Hiring Process may vary according to the role but typically includes first and second round interviews and may include psychometric assessments.

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